Move money to people and communities, securely

Humanity Link helps nonprofits, community organisations and public-service teams deliver cash assistance, fund community groups and move money securely across borders.

Send local currency or digital value, give recipients flexible ways to access their funds, and maintain the visibility and records your organisation needs.

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Payments in seconds.

Send cash assistance through established local payment networks

Provide

Send cash assistance through established local payment networks

Provide helps organisations manage cash assistance, vouchers, mobile top-ups and other forms of financial support for verified recipients.

Payments can be connected to local payment methods and supported by identity verification, programme monitoring and transaction records, giving teams greater visibility from registration through disbursement.

  • Digital cash & vouchers
  • Mobile wallet payments
  • Real-time compliance
  • Identity verification
  • Cross-border payments
  • Mobile top-ups

Move value across borders and fund communities directly

Enable

Move value across borders and fund communities directly

Enable uses digital payment rails to help organisations move money quickly, transparently and across borders.

It can support individual payments, emergency assistance, merchant payments and group wallets for savings groups and community organisations.

Stablecoins such as USDC can be used behind the payment process to move value efficiently, with cash-out options allowing recipients to access local currency where supported.

The technology is the infrastructure underneath. The objective is much simpler: make it easier for organisations and communities to move and use money.

  • Fast digital payments
  • Community and savings-group funding
  • Individual and group wallets
  • Cross-border payments
  • Full transparency on transactions
  • Merchant payments
  • Cash-out to local currency

Verify what matters without exposing everything else

Enable ZK

Verify what matters without exposing everything else

Some programmes involve information that should not need to travel with every transaction.

Enable ZK uses zero-knowledge cryptography to allow certain information, such as eligibility or authorisation, to be verified without revealing all of the underlying personal data.

This can reduce unnecessary exposure of sensitive information and is particularly relevant for programmes involving displaced people, at-risk populations and environments where data protection is critical.

  • Privacy-preserving verification
  • Reduced exposure of sensitive personal information
  • Privacy-preserving digital transactions
  • Designed for sensitive and high-risk environments
  • Auditable cryptographic proofs

Fast, Secure Transactions

FAQs

What currencies and payment methods does the platform support? Cash-Out Options?

Provide supports fiat currency disbursements in local currencies across 145 countries. Enable supports stablecoin transactions — primarily USDC — with seamless cash off-ramps via Moneygram so recipients can convert digital value to local currency at any time. Enable ZK supports the same stablecoin transactions with USDCx and USDC with full privacy preservation. All three integrate with mobile wallets, cash pick-up networks and agent banking systems.

Enable/Enable ZK Cash Out Options 

Provide Cash Out Options (Includes Enable/Enable ZK Cashout Options)

What is the difference between Provide, Enable and Enable ZK?

Provide is our fiat cash and beneficiary management platform — it handles traditional cash assistance, vouchers and identity verification for humanitarian programmes. Enable is our stablecoin platform for organisations that need to move money at scale across borders, including group wallets for savings associations (VSLAs) and programmatic disbursements. Enable ZK adds a privacy-preserving layer using zero-knowledge cryptography, ensuring that sensitive transactions are completely confidential — no personal data is exposed at any point.

Do beneficiaries need a bank account or smartphone to receive payments?

Not necessarily. Depending on the country and programme, recipients may be able to receive funds through mobile wallets, cash pickup networks or other locally available payment methods. We design the payment route around the infrastructure available to the people being served.

How does Humanity Link protect beneficiary data during payments?

We use a combination of encrypted data storage, strict access controls and — in Enable ZK — zero-knowledge proof technology that verifies a person’s eligibility without ever exposing their personal information. This means organisations can confirm that the right person is receiving the right payment without storing or transmitting sensitive identity data through the system.

We like your data to stay with you, so everything on our platforms are only viewable (and can be directly stored) by the customer themselves.

What is a VSLA and how does Enable support savings groups?

Village Savings and Loan Association (VSLA) is a community-based savings group, often women-led, that pools resources to provide members with access to credit and financial services. Enable supports VSLAs through group wallets that allow collective savings, loan management and instant disbursements to all members simultaneously — giving communities not just a way to receive aid, but a foundation to build long-term financial resilience.

Is the payments platform compliant with international regulations?

Payment requirements vary by country, payment method and programme. Humanity Link works with payment and technology partners and incorporates identity, compliance, audit and monitoring requirements into the payment workflow. During programme design, we determine the appropriate payment route and compliance requirements for the countries involved.

How quickly can payments reach beneficiaries?

Fiat payments through Provide typically settle within minutes depending on the country and payment method via our partner Thunes. Stablecoin disbursements through Enable and Enable ZK settle near-instantly — within seconds — making them particularly valuable for emergency response situations where speed is critical.

Can the payments platform integrate with our existing systems?

Yes. Our platform is designed to integrate with existing case management systems, CRMs and programme management tools used by NGOs and UN agencies. We also integrate directly with EmpowerLink’s communication tools — Share, Listen and Decide — so you can communicate with beneficiaries, collect needs data and disburse payments all within one connected workflow.

What is zero-knowledge proof technology and why does it matter for humanitarian payments?

Zero-knowledge proof (ZK) is a cryptographic method that allows one party to prove to another that a statement is true — for example, that a person is eligible for assistance — without revealing any of the underlying information. In humanitarian contexts this is critical because it means organisations can verify beneficiary eligibility and process payments without storing or transmitting sensitive personal data, protecting recipients’ privacy and dignity in situations where exposure of their identity or location could put them at risk.

How do we get started with the payments platform?

Get in touch through our contact page and we’ll set up a discovery call to understand your organisation’s needs, context and compliance requirements. From there we’ll recommend the right combination of Provide, Enable and Enable ZK for your programme, and work with you through design, testing, onboarding and deployment.

Our payment partners